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You can’t control the Miami property market, can you? Perhaps, you purchased your home in The Crossings (aka Lindgren Acres) when the market was rising. The real estate agent might have even told you that the market “always goes up.” What were you to believe? Now, your home is underwater.

Everyone makes mistakes, but they should not ruin your life. And, with debt settlement in Kendale Lakes-Lindgren Acres, FL, they don’t have to. Learn the debt laws, your consumer rights and how you can find debt assistance near you.

Florida Socioeconomics

Without a personal income tax, the State of Florida has become a very popular home for more than 20 million residents. The Sunshine State has a median household income of $48,825. On March 15, 2017, the mean Florida Zillow Home Value Index (ZHVI) was $203,200.

Wealth & Poverty

Kendall Lakes is at the high end of Florida median ZHVI at $212,200 with the nearby Sunset being at $360,300 and Tamiami at $304,700 for March 15, 2017. Lindgren Acres had a ZHVI of $249,200 for March 15, 2017. Pensacola was at the low end with a ZHVI of $121,000.

Who Needs Debt Relief?

You might have moved down to Dade County to bask in the sun. You heard the property market was red hot. If you bought a condominium at the peak, it might be underwater now. Kendall Lakes property can go through peaks and valleys.

Now, your bank might be wondering where its money is. You checked your bank account, but you just don’t have enough in it.

Or your problem could be with credit cards – you have built up a high outstanding balance. The compound interest has created a “mountain of debt.” Sometimes, paying only the minimum does not lead to the retirement of much of your debt.

Are you stuck, financially?

There are many reasons for falling behind in payments. Perhaps, you are a salesman and the month was slow. The same could be true for a waitress. Your tips were not as high as usual. Now, you are wondering which bill to pay.

High debt can be “oh so very stressful.” You lay down to sleep, but can only think of your unpaid bills. Then, instead of your alarm clock waking you up in the morning, the phone rings. It is a debt collector. What a horrible start to the day!

How Can Florida Debt Relief Help?

When you don’t know the answer of how you will repay your credit card, automobile or housing loans, then you need to get some help. What can you go without? Can you get to work without a car? Can you rent a Miami apartment, instead of owning a home?

Lindgren Acres debt relief can show your creditors that you have a plan. When they call you, looking for their money, you can explain that you have signed up for debt assistance.

You can learn more about debt through credit counseling services. You can combine all of your payments into one single payment with debt consolidation. You might be able to get some debt cancelled via negotiation. With debt relief, you can end your worries.

Florida Debt Relief Laws

The Florida Attorney General can help you with any problems, you have with debt collectors. In Florida, they can only call you at regular hours between 8 am and 9 pm. They also must send you a written notice “within five days after you are first contacted, telling you the amount of money you owe.”

You have the consumer right to “dispute any debt.” You must prove why the debt does not belong to you. You must establish this in writing and send it to the credit agencies. The debt collectors work for the banks, so they do not represent your best interests.

Kendale Lakes-Lindgren Acres Debt Relief Resources

Kendall Lakes is a census designated place (CDP) in Miami Dade County. Over the years, it has evolved as the population mix has changed. It used to be primarily occupied by attorneys, who worked in Miami.

Now, Kendall Lakes has become a melting pot of South American and Caribbean immigrants with Spanish being the main language of commerce. As of 2000, nearly one-third of its residents were of Cuban descent. Colombians, Nicaraguans, Peruvians, Venezuelans and Dominicans are also well-represented in this neighborhood.

As the Kendale Lakes-Lindgren Acres area goes through its changes, there may be growing pains. The Miami property market has been hot lately, but it could cool down. If you are struggling financially and need debt relief resources in Kendale Lakes-Lindgren Acres, FL, you can try these:

  • Debt Relief Legal Group
  • DiTocco Law Group
  • Hispanic Center for Financial Excellence

A family home is essential to the American Dream. If you have fallen behind in payments or are underwater, you might need some debt relief. Debt Settlement in Kendale Lakes – Lindgren Acres, FL might be the answer, you have been searching for.